Preparing ING for PSD2

ING is a globally operating financial institution and wants to make its data available to other companies within Europe.

This is partly triggered by the new European payment law under the name PSD2. To make this possible, a REST application has been developed, whereby transaction history and the balance can be requested from a customer’s account. This is only possible if the customer himself and ING have given permission. This could make it possible for companies to develop an app where you can manage different accounts from different banks within one app.

Fully PSD2 compliant

Luminis has been responsible for the backend applications that will be used directly by the third parties. These include an authentication mechanism, routing to the right underlying country and linking with internal ING applications from other countries.